Despite mortgage rates topping 7%, October consistently proves to be a savvy month for buyers in 16 U.S. metros—especially where spring listings are now ripe for negotiation. Over my 21 years in residential real estate, I’ve seen firsthand how flexibility in location, diligent lender shopping, and strengthening your credit can make a noticeable difference in your buying power. Whether you’re drawn to traditional homes or considering REO and bank-owned properties, knowing the seasonal trends and timing can offer a real edge in securing the right deal.
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