After more than two decades navigating Chicago’s ever-changing real estate landscape, I can tell you: understanding market trends is your best asset as a homebuyer. Looking ahead to 2026, we’re seeing a shift—inventory is rising, which is helping to level out competition among buyers. Mortgage rates are still above 6%, and that’s having a real effect on what’s affordable for many folks. I’m noticing buyers are putting a premium on homes with energy efficiency and solid value, while sellers are showing more flexibility than we’ve seen in years past. In my experience—whether you’re eyeing a traditional home purchase or exploring REO opportunities—having a deep pulse on local market movement is what truly gives you an edge.
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